Retiree healthcare plays an increasingly important role in the long-term sustainability of International Organisations. It reflects both an organisation’s commitment to its people, and an area requiring careful financial planning over time. In just four years, the proportion of insured staff aged 60+ has risen from 13% to 16% (as of 2025). While this shift may appear modest, its financial implications are substantial. On average, staff aged 60+ cost $5,425 per year, compared with $2,095 for those aged 20–59 and $936 for those under 20. This means healthcare costs for older populations are nearly four times higher, so even small demographic shifts can significantly increase overall spend.

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Fuente: Cigna Healhcare